Student Health Insurance Premium

Students currently enrolled in a University System of Georgia school may enroll in the Student Health Insurance Program (SHIP) if they meet these eligibility and minimum requirements.

*Note: All institutions of the University of System of Georgia are required to participate in the SHIP. Rates are set by the University System of Georgia.

To learn more about how to enroll in the University System of Georgia’s Student Health Insurance Policy, please visit United Healthcare and enter your school’s name to navigate to specific information regarding the enrollment process on your campus.

Domestic Health Fee

Student Health Insurance Rates - Domestic
Fall 2021 $1013
Spring 2022 $1404

Athletic Sports Rider 

Athletic students will be charged for both the Student Health Insurance and the Athletic Sports Rider Insurance. If a waiver is approved, it will waive both charges. 

Student Health Insurance Rates - Athletic
Fall 2021 $768.00
Spring 2022 $1065.00

International Health Fee

Student Health Insurance Rates - International
Fall 2021 $1013
Spring 2022 $1404
Annual Premium
** Returning PGH Students receive annual subsidy payment. This payment will reduce your overall Student Health Insurance charge.

Student Waiver Process

The following students are required to have student health insurance that meets the minimum standards set by the University System of Georgia. Students in these categories who are not covered by a policy held by a parent, spouse, employer, or if the policy does not meet the minimum standards, will be charged for a USG Student Health Insurance Plan (SHIP) policy.

Students who fall into one of these categories and are already covered by an insurance policy (i.e. through parent plans, family plans or employer-sponsored plans) can easily opt-out of the plan through a secure online process. Once the information has been verified, all charges will be waived. Students (both undergraduate and graduate) who fail to submit creditable health insurance information will automatically be enrolled in and billed for the system-wide student health insurance plan. Check with your campus for the exact deadline dates for submitting a waiver.

The waiver periods are strictly enforced.

The University System of Georgia requires all students in the above categories to have reasonable, comparable, creditable coverage to the current system-wide student health insurance plan provided. The following minimum benefits must be included in your plan to be considered for a waiver.

International Students in the F-1 and J-1 student or scholar statuses must have a minimum of the following benefits:

Domestic Students must have a minimum of the following benefits:

**To meet the federal Affordable Care Act (ACA) requirements, your health plan should have no annual benefit limits. (These requirements are based on the federally-mandated requirements of the ACA.)

Georgia mandates coverage for the following benefits to be paid as any other sickness:

Mammography, PAP Smears, Prostate-Specific Antigen (PSA) Tests, Chlamydia Screening, Mastectomy, Bone Mass Measurement, Colorectal Cancer Screening, Dental Anesthesia, Diabetes, Surveillance Tests for Ovarian Cancer, Telemedicine, Drug Treatment of Children’s Cancer, Bone Marrow Transplants, Postpartum Care, and Mental Illness.

Students who already have comparable insurance coverage can apply to waive the insurance requirement. A comparable plan is one that meets the minimum requirements indicated in the above list. Your plan will be verified to determine if your coverage meets the minimum requirements. To apply for a mandatory insurance waiver go to UnitedHealthcare Student Resources’ website, search for Savannah State University, and click continue. On the next webpage, there will be a Waiver Form link for Savannah State University


Waivers are valid for one semester only. Students will have to submit a new waiver each semester.

If you do not apply for a waiver or if your waiver is declined/ not submitted successfully you will automatically be enrolled in the plan at the end of the waiver period and the cost of the policy will appear on your student account and not charges will not be removed.