Kennedy Fine Arts Building

Savastate Teachers Federal Credit Union

Savastate Teachers Federal Credit Union (STFCU)'s mission is to offer savings and loans to enhance the financial position of its members. STFCU also ensures there are adequate operating controls, capital reserves and liquidity at all times.

Operating Hours

Monday  Wednesday  Friday
10:00 am - 12 noon
Holiday Schedule


Savastate Teachers Federal Credit Union
Box 20001
Savannah, GA 31404
phone: (912) 358-4178
fax: (912) 358-4717

form Services

Products & Services

Lifetime Membership

Once a member, always a member! Lifetime membership is just one more benefit you earn when you join the credit union. To join, simply complete the membership application available online and make a one-time deposit of just $10 to open your savings account

Regular Savings Account

A regular savings account is opened when you join the credit union and remains active throughout your membership.

Christmas Club Account

Save a little at a time, all year long and be ready for the expensive gift-giving season when you receive your check each November.

Unsecured Loans

Whether you're paying for a wedding, medical expenses or just need a little extra money to tide you over, a personal loan can help. Apply now for the funds you need.

Auto Loans

We offer competitive rates and flexible terms on new and pre-owned vehicle loans. Apply now and secure the funding you need for your next ride!

Loan Rates : 2.70 to 18%

Rate Info

Form & Statement Information



Loan protection up to $2500

Member Information

Loan Rate -  2.70 to 18%

Loan Processing Fee - $25

Membership Fee - $10

Members - 753

Loans -    $425.3 k

Savings - $2.3 Mil

Assets - $2.9 Mil

Net Worth Ratio - .18%

Notice to Members

important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Previous Year Highlights

Dividend Rates July - December 2022
Shares Rate
$0 – $999.99 .25%
$1,000 – $1,999.99 .25%
$2,000 – $3,999.99 .30%
$4,000 – $7,999.99 .35%
$8,000 – $15,999.99 .40%
$16,000 – $99,999,999 .45%
Women Gardening

We always pay the best rate to savers. This is just another reason you should add money to your savings account.

Forms and Statements


The Savastate Teachers Federal Credit Union (STFCU) was chartered in 1950 to serve employees of Savannah State University, employees of STFCU, immediate family members, and organizations of such persons.

Board Members

Alfred N. Brown : Chair

Dr. Janice Alexander : Vice Chair

Margaret Hunter : Secretary

Mary Ann Goldwire : Treasurer

Brian Dawsey: Member



Office Manager

Chinikqua Beard : Manager

Supervisory Committee Members

Sandra Carter : Chair

Shed Dawson : Member

Brian Dawsey : Member

Holiday Schedule

The Savastate Teachers Federal Credit Union follows the same holiday schedule as Savannah State University.

2022 Schedule